1. Tools provide estimates, not guarantees
All calculators and generators produce planning estimates based on stated assumptions. They are not financial, legal, tax, or investment advice, and they are not promises of income. Decide on the basis of your own research and professional advice.
2. Acceptable use
Use the site lawfully. Do not scrape at scale, resell tool output as your own product, or use the tools to produce deceptive content. You may cite our guides with attribution and a link.
3. Content and accuracy
Guides reflect research and experience at publication time. Markets, prices and platform policies change; verify current details before acting on anything you read here. Where a guide cites a price or a policy, treat it as a dated snapshot.
4. Local processing and no accounts
The tools run in your browser. We do not receive the numbers you type, and there are no accounts to secure. Favorites and language preference are stored in your own browser storage and can be cleared by you at any time.
5. Advertising
The site may display advertising served by third parties, including Google AdSense, to keep the tools free. Advertising is clearly separated from editorial content, and no advertiser reviews or approves our guides. Your choices about personalised advertising are described in our Privacy Policy.
6. Third-party links and tools
We link to external products and services for reference. We do not control them, do not guarantee their pricing or licensing terms, and are not responsible for their content or practices.
7. Intellectual property
The text, design and code of this site are our property unless stated otherwise. You may quote short excerpts with attribution. You may not republish full guides or rebrand the tools.
8. Eligibility
This site is intended for adults. If you are under 18, please use it only with the involvement of a parent or guardian, and do not rely on any estimate for a financial commitment.
9. No liability
The site is provided as-is, without warranties. To the maximum extent permitted by law, we are not liable for decisions made using the tools or content.
10. Changes
These terms may be updated as the site evolves. The date at the top of this page reflects the current version. Continuing to use the site after an update means you accept the revised terms.
11. Contact
Terms questions: zjp133@outlook.com
1. 工具提供估算而非保证
所有计算器与生成器基于明确假设输出规划估算，不构成财务、法律、税务或投资建议，也不构成收入承诺。请基于你自己的研究与专业意见做决定。
2. 可接受的使用
请合法使用本站。不要大规模抓取、将工具输出作为自有产品转售，或使用工具制作欺骗性内容。注明出处并附链接的前提下，可以引用本站指南。
3. 内容与准确性
指南反映发布时的研究与经验。市场、价格与平台政策会变化，行动前请核实最新情况。文中引用的价格或政策，请视为带日期的快照。
4. 本地运行与无需账号
工具在你的浏览器内运行。我们不会收到你输入的数字，也没有需要保护的账号。收藏与语言偏好保存在你自己的浏览器存储中，可随时清除。
5. 广告
本站可能展示由第三方（包括 Google AdSense）投放的广告，以维持工具免费。广告与编辑内容明确分离，任何广告主均不参与审阅或批准我们的指南。关于个性化广告的选择，见隐私政策。
6. 第三方链接与工具
我们为便于参考而链接外部产品与服务。我们不控制它们，不保证其价格或授权条款，也不对其内容与做法负责。
7. 知识产权
除另有说明，本站的文字、设计与代码均归我们所有。可注明出处后引用简短摘录；不得整体转载指南或换牌重发工具。
8. 适用对象
本站面向成年人。未满 18 岁请在父母或监护人陪同下使用，且不要依据任何估算做出财务承诺。
9. 免责
本站按现状提供，不含任何担保。在法律允许的最大范围内，我们对使用工具与内容所做的决定不承担责任。
10. 条款变更
随着站点发展，本条款可能更新，页面顶部日期代表当前版本。更新后继续使用本站，即表示接受修订后的条款。
11. 联系我们
条款问题：zjp133@outlook.com